I Searched High and Low for Chic, Expensive-Looking Jewellery—These 24 Under-£50 Finds Delivered

Jessica wears statement earrings from Zara.

Jewellery is a key component of every outfit I assemble. I tend to keep my styling simple, so these finishing touches really make an impact. In my early twenties, I was rarely seen without chunky sterling silver rings stacked on every finger. Now, I've transitioned to gold, but working within a limited budget has sharpened my ability to find jewellery that looks expensive without the hefty price tag.

In fact, you don’t need to spend more than £50 to find elegant necklaces, bracelets, earrings and rings that look far more premium than their price suggests. However, there are a few things to consider. Silver pieces tend to be more affordable, and you can even find genuine sterling silver treasures in the £30-£40 range. If you prefer gold, avoid overly shiny, bright yellow designs, as they can look slightly cheap. Opt for gold-plated pieces for a more refined, authentic finish.

Danielle's matching bracelet, necklace and earrings set is from Arket.

Costume jewellery is easier to pull off on a tight budget, as its charm lies in being bold and a little over-the-top. But for more subtle, everyday pieces, my top tip is to keep it minimal. Layering too many inexpensive pieces can lead to a look that's less sophisticated and more overwhelming.

It's also about knowing where to look. The high street can be hit or miss, but with a little digging, you’ll uncover plenty of treasures. Stores like Arket, COS and & Other Stories, already known for their elevated aesthetics, tend to carry the best affordable jewellery. There are also independent brands offering a whole spectrum of jewellery options, ranging from the frugal starter pieces all the way up to solid gold luxuries. Take a look at my favourite under-£50 finds below, starting at just £16.

The Best Necklaces Under £50:

The Best Bracelets Under £50:

The Best Earrings Under £50:

The Best Rings Under £50: