These Are the Best Moisturisers by Age, According to Derms and Skin Experts

Sometimes, understanding skincare feels like it requires a science degree. One size fits all doesn’t fit all, especially as we move through our 20s, 30s and 40s. The needs of our skin change, and it takes different ingredients and routines to keep it looking its best.

Whether you're adjusting to the first signs of ageing, wanting to balance hydration or seeking out that glow (you know the one), the right moisturiser is essential. As someone in their 30s, I’ve experienced knowing that the skincare you were loyal to all through your 20s is no longer that loyal to you. Over time, I’ve started to choose richer moisturisers with barrier-protecting ingredients, and I now use a night cream to keep my skin hydrated and nourished.

To help you figure out exactly what your skin needs at every age, I've tapped into expert advice from dermatologists Dr Mary Sommerlad and Dr Cristina Psomadakis, along with beauty editor and aesthetician Grace Day. Read on to find out what you should actually be using and when, plus the best moisturisers by age.

Is It Important To Change Your Moisturiser Throughout The Year?

Dr Sommerlad says that yes, you should change your moisturiser throughout the year. “Skin is a dynamic organ reacting to the external environment, especially humidity and temperature. In cold, dry environments the skin may dry and flake quickly, therefore a hydrating and oil-rich cream may be more appropriate, whereas in a warm, temperate environment, a lighter moisturiser is more appropriate.”

What Else Do You Need to Know About Moisturisers at Any Age?

Day suggests that as well as using the right moisturiser, prepping your skin correctly is important. “Even the best moisturisers won’t work well if they’re not applied correctly. I always advise my clients to prep their skin with a hydrating mist or toner, then apply a hyaluronic acid-based serum and finally, apply their moisturiser. Multiple layers of hydration applied in quick succession like this will help to draw moisture deeper into the skin and prevent it from escaping.”

Dr Psomadakis also reminds us that it isn’t just about age when choosing your skincare faves. She says, “Age is just one parameter when it comes to choosing the right moisturiser, so that’s something to bear in mind. Tailoring your skincare is more important than age alone.”

How Much Should I Spend on Moisturiser?

Dr Psomadakis says that price shouldn’t be the biggest factor when it comes to choosing the right moisturiser for your skin. She added, “Fortunately, these days there are great moisturisers at every price point. Don't overcomplicate what you expect your moisturiser to do or stretch your budget. Focus on something you like the texture of, that balances your skin and provides you with the right amount of hydration throughout the day. For targeted issues, it is better to seek out a serum or prescription skincare formula.”

Day agrees “It’s far more beneficial to focus on the formula of a moisturiser than the price point. There are some brilliant affordable moisturisers on the market that are just as good as (if not better than) their more expensive counterparts. In my opinion, moisturisers should do one thing—moisturise. Leave the active ingredients to your serums and [expect to] pay more for those. When shopping for moisturisers look out for ingredients like hyaluronic acid, glycerin, ceramides and squalane.”

How to Choose a Moisturiser for Your Skin Type

If you have dry skin, look for moisturisers with hydrating ingredients like hyaluronic acid, glycerin and ceramides to lock in moisture and strengthen your skin barrier.

Dr Sommerlad recommends Environ Vita-Complex Super Moisturiser (£36) as a good all-rounder for dry skin, Dr Jart+ Ceramidin Ectoin Infused Cream (£56) if you have dry and sensitive skin or La Mer Moisturising Cream (£165) for skin that feels drier due to ageing.

Day recommends gel moisturisers to her clients who are on the oilier side. “For oily skin, I love The Inkey List Omega Water Cream. It’s a light gel texture so it doesn't feel heavy or rich. At the same time, it provides a really intensive water-based hydration, which will help to balance out your skin’s moisture production, and it contains niacinamide to help with excess oil.”

Now Shop the Best Moisturisers For Your Age Group:

1. Moisturisers in Your 20s: Hydration and Prevention

Your 20s are all about maintaining your natural glow and building a solid foundation for future skin health. Whilst you might be happy with how your skin looks, this decade is the time to focus on hydration and prevention of future issues. Moisturisers with lightweight, non-greasy textures, like gels or water-based moisturisers, are perfect for keeping your skin plump without clogging pores.

Look for ingredients like hyaluronic acid to lock in moisture and antioxidants such as vitamin C to fend off early signs of environmental damage. Dermatologist Dr Mary Sommerlad, who has over a decade of experience in dermatology, recommends looking for hydrating moisturisers with humectants (a group of skincare ingredients that help to attract and retain moisture in the skin)like hyaluronic acid and glycerin and skipping too many actives.

Sunscreen is a must at any age, but starting to use it in your teens and 20s is essential for great skin as you get older. FYI: you should be wearing a minimum of SPF 30 daily and reapplying it every two hours—more often if you’re swimming or sweating. A broad-spectrum sunscreen will help to protect your skin from UVA and UVB rays.

Beauty editor and aesthetician Grace Day, who works with skincare clients daily in her Manchester salon space, says, “In your early twenties you might still be dealing with the aftermath of teen acne or hyperpigmentation. Skin is typically naturally well hydrated, but after 25 you might notice that it feels drier and is more prone to dehydration and sensitivity, so hydration is important, even if you have oily skin.”

Shop the Best Moisturisers for Your 20s, As Recommended by Experts

2. Moisturisers in Your 30s: Repair and Rejuvenate

As you enter your 30s, your skin begins to show the first signs of ageing—think fine lines, a duller complexion and slower cell turnover. This is the time to step up your moisturising game with richer, more nourishing formulations that deliver both hydration and repairing properties.

Dr Christina Psomadakis, consultant dermatologist and medical director at Klira (she has a literal Masters in Skin Ageing and Aesthetic Medicine from the University of Manchester) says: “Your thirties is when you might notice a few faint changes in your skin; some hyperpigmentation from chronic sun exposure might appear. This is also the decade when collagen levels slowly start to decrease. You may notice some changes as your skin transitions, and some faint wrinkles appearing towards the end of the decade. Your skin might crave a moisturiser that is a little bit more hydrating, too.”

You’ll also want to focus on moisture retention with ceramides and humectants, whilst incorporating an SPF moisturiser is still non-negotiable for daytime. Remember, humectants help to attract and keep moisture exactly where you want it: in your skin. Ceramides help strengthen the skin's natural barrier, locking in moisture and protecting against environmental damage.

Dr Sommerlad adds, “Signs of sun damage may be starting to appear as fine lines and pigmentation in your thirties. Being meticulous with sun protection is essential, and staying out of the sun will help. You might want to start introducing night moisturisers with reparative ingredients like peptides so that you can combine them with retinoids overnight.”

Not familiar with retinoids or peptides? These might be ingredients you add to your routine as you get into your 30s and 40s. A retinoid is a vitamin A derivative that’s used to promote cell turnover, improve skin texture and reduce signs of ageing like fine lines, wrinkles and hyperpigmentation. They’re effective but can sometimes cause dryness and irritation.

Pairing them with peptides (amino acids that support collagen production and skin barrier repair) helps keep skin hydrated and strengthen its resilience, meaning you can use your retinoids in a more balanced and effective way.

Shop the Best Moisturisers for Your 30s, As Recommended by Experts

3. Moisturisers in Your 40s and Beyond: Firming and Strengthening

By your 40s, your skin’s natural ability to retain moisture and produce collagen has decreased, leading to a loss of firmness and elasticity. Day says, “Visible signs of skin ageing like fine lines, loose skin, wrinkles and sun damage tend to become more visible in our forties. At this time, it’s really important to ensure you use a thick moisturiser day and night to help skin retain hydration around the clock.”

Dr Psomadakis suggests it might be time to turn to prescription skincare to address any issues you’d like to tackle. “The single best ingredient we have to promote collagen in our skin, erase fine lines and fade hyperpigmentation is prescription retinoids such as tretinoin,” she says. Retinoids can cause dryness initially, so a soothing moisturiser for dry skin can be beneficial if you add one into your routine.

Perimenopause can also cause drier and more sensitive skin during this decade, so Dr Sommerladrecommends looking for hydrating moisturisers that can replace depleted oils in the skin.

Hyaluronic acid remains a staple, but you may also want to look for squalane or plant oils to help strengthen the skin barrier. At this stage, thicker balm-like textures are ideal for locking in hydration and providing that plumping effect.

Dr Sommerlad also says, “As a dermatologist, I cannot overemphasise the benefits of using a broad-spectrum sunscreen every day, as 80% of skin ageing is UV-ray induced. Consistency in your skincare routine is key.”

Shop the Best Moisturisers for Your 40s, As Recommended by Experts